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21ST MORTGAGE 620 MARKET ST SUITE 100
KNOXVILLE, 37902

2008 Mortgage Research Boone West Virginia US
Total Applications 65 975 96,420
Average Loan $55.4k $56.8k $57.1k
Loan to Income Ratio 1.27 1.33 1.22
Subprime Loans 7.69% 8.62% 14.59%
Refinancing Loans 1.54% 5.03% 9.28%
Principal Dwellings 96.92% 97.95% 95.77%
Rejected Applications 60% 56.92% 42.89%
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