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SHORE MORTGAGE 770 S. ADAMS ROAD #300
BIRMINGHAM, 48009

2008 Mortgage Research	Alfalfa	Oklahoma	US
Total Applications	1	480	23,593
Average Loan	$167.0k	$123.2k	$144.3k
Loan to Income Ratio	1.99	2.28	2.54
Subprime Loans	—	5.83%	3.31%
Refinancing Loans	—	50.83%	61.33%
Principal Dwellings	100%	99.58%	99.28%
Rejected Applications	—	13.54%	18.87%

SHORE MORTGAGE 770 S. ADAMS ROAD #300BIRMINGHAM, 48009