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NTFN INC 5301 VILLAGE CREEK DRIVE SUITE B
PLANO, 75093

2008 Mortgage Research	Beckham	Oklahoma	US
Total Applications	48	780	12,493
Average Loan	$109.3k	$127.5k	$158.2k
Loan to Income Ratio	2.01	2.09	1.90
Subprime Loans	—	—	0.05%
Refinancing Loans	4.17%	25.26%	22.08%
Principal Dwellings	100%	98.21%	96.12%
Rejected Applications	8.33%	9.87%	9.79%

NTFN INC 5301 VILLAGE CREEK DRIVE SUITE BPLANO, 75093