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NTFN INC 5301 VILLAGE CREEK DRIVE SUITE B
PLANO, 75093

2008 Mortgage Research	Callahan	Texas	US
Total Applications	8	11,070	12,493
Average Loan	$130.3k	$159.1k	$158.2k
Loan to Income Ratio	1.90	1.88	1.90
Subprime Loans	—	0.05%	0.05%
Refinancing Loans	—	21.54%	22.08%
Principal Dwellings	100%	96.01%	96.12%
Rejected Applications	—	9.82%	9.79%

NTFN INC 5301 VILLAGE CREEK DRIVE SUITE BPLANO, 75093