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GNB MORTGAGE COMPANY INC 112 E 8TH STREET, PO BOX 149
HORTON, 66439-0149

2008 Mortgage Research	Kiowa	Colorado	US
Total Applications	14	40	598
Average Loan	$81.1k	$81.9k	$94.3k
Loan to Income Ratio	1.62	1.58	1.69
Subprime Loans	—	2.50%	1.51%
Refinancing Loans	50%	25%	30.10%
Principal Dwellings	100%	100%	98.33%
Rejected Applications	71.43%	42.50%	51.00%

GNB MORTGAGE COMPANY INC 112 E 8TH STREET, PO BOX 149HORTON, 66439-0149