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GNB MORTGAGE COMPANY INC 112 E 8TH STREET, PO BOX 149
HORTON, 66439-0149

2008 Mortgage Research	Atchison	Kansas	US
Total Applications	81	539	598
Average Loan	$95.8k	$94.7k	$94.3k
Loan to Income Ratio	1.74	1.70	1.69
Subprime Loans	1.23%	1.30%	1.51%
Refinancing Loans	22.22%	30.98%	30.10%
Principal Dwellings	96.30%	98.14%	98.33%
Rejected Applications	61.73%	52.88%	51.00%

GNB MORTGAGE COMPANY INC 112 E 8TH STREET, PO BOX 149HORTON, 66439-0149