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CORNERSTONE MORTGAGE COMPANY 1177 WEST LOOP SOUTH SUITE 200
HOUSTON, 77027

2008 Mortgage Research	Brazos	Texas	US
Total Applications	172	10,606	13,269
Average Loan	$176.5k	$176.4k	$177.6k
Loan to Income Ratio	1.90	1.81	1.86
Subprime Loans	13.37%	11.90%	11.85%
Refinancing Loans	12.79%	11.86%	16.23%
Principal Dwellings	92.44%	92.42%	91.16%
Rejected Applications	—	—	—

CORNERSTONE MORTGAGE COMPANY 1177 WEST LOOP SOUTH SUITE 200HOUSTON, 77027