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VITEK MORTGAGE GROUP 3 PARK CENTER DRIVE 2ND FLOOR
SACRAMENTO, 95825

2008 Mortgage Research	Modoc	California	US
Total Applications	9	2,170	2,536
Average Loan	$131.6k	$247.0k	$247.5k
Loan to Income Ratio	2.21	2.44	2.50
Subprime Loans	—	0.05%	0.04%
Refinancing Loans	44.44%	20.78%	18.22%
Principal Dwellings	77.78%	90.46%	91.36%
Rejected Applications	—	0.32%	0.55%

VITEK MORTGAGE GROUP 3 PARK CENTER DRIVE 2ND FLOORSACRAMENTO, 95825