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HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE
ALBANY, 12205

2008 Mortgage Research Rensselaer New York US
Total Applications 503 3,062 3,557
Average Loan $162.2k $172.1k $176.8k
Loan to Income Ratio 2.06 2.13 2.18
Subprime Loans 7.95% 7.61% 7.31%
Refinancing Loans 48.71% 48.86% 49.96%
Principal Dwellings 96.82% 92.85% 92.04%
Rejected Applications 0.80% 0.95% 1.24%
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