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FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, 37067

2008 Mortgage Research	Attala	Mississippi	US
Total Applications	15	2,175	115,038
Average Loan	$122.2k	$164.2k	$190.4k
Loan to Income Ratio	1.59	1.98	2.27
Subprime Loans	6.67%	3.13%	4.13%
Refinancing Loans	60%	54.39%	48.97%
Principal Dwellings	86.67%	95.59%	94.60%
Rejected Applications	—	—	—

FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400FRANKLIN, 37067