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FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, 37067

2008 Mortgage Research	Callahan	Texas	US
Total Applications	9	9,120	115,038
Average Loan	$145.9k	$160.1k	$190.4k
Loan to Income Ratio	1.25	1.92	2.27
Subprime Loans	11.11%	10.15%	4.13%
Refinancing Loans	11.11%	25.33%	48.97%
Principal Dwellings	100%	95.96%	94.60%
Rejected Applications	—	—	—

FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400FRANKLIN, 37067