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NL INC 2175 N CALIFORNIA BLVD
WALNUT CREEK, 94596

2008 Mortgage Research	Marin	California	US
Total Applications	282	3,402	3,901
Average Loan	$503.7k	$386.1k	$385.1k
Loan to Income Ratio	2.41	2.36	2.35
Subprime Loans	—	1.53%	1.54%
Refinancing Loans	62.77%	54.20%	52.24%
Principal Dwellings	90.07%	82.83%	81.49%
Rejected Applications	0.35%	0.26%	0.44%

NL INC 2175 N CALIFORNIA BLVDWALNUT CREEK, 94596