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WINTRUST MORTGAGE CORPORATION 660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, 60181

2008 Mortgage Research Gove Kansas US
Total Applications 1 855 12,073
Average Loan $113.0k $126.5k $177.0k
Loan to Income Ratio 1.95 2.08 2.30
Subprime Loans 15.32% 9.02%
Refinancing Loans 100% 48.89% 55.81%
Principal Dwellings 100% 97.19% 94.31%
Rejected Applications 10.41% 11.39%
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