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NORTHWEST FARM CREDIT SERVICES 1700 S. ASSEMBLY STREET
SPOKANE, 99220-0000

2008 Mortgage Research	Garfield	Washington	US
Total Applications	3	276	933
Average Loan	$234.3k	$315.9k	$378.5k
Loan to Income Ratio	3.66	1.84	1.90
Subprime Loans	—	0.36%	0.96%
Refinancing Loans	—	52.90%	52.95%
Principal Dwellings	100%	86.23%	83.17%
Rejected Applications	33.33%	26.45%	22.62%

NORTHWEST FARM CREDIT SERVICES 1700 S. ASSEMBLY STREETSPOKANE, 99220-0000