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W.J. BRADLEY MORTGAGE CAPITAL 201 COLUMBINE STREET, SUITE 300
DENVER, 80206-4744

2008 Mortgage Research	Cheyenne	Colorado	US
Total Applications	1	67	1,464
Average Loan	$157.0k	$202.6k	$205.5k
Loan to Income Ratio	3.08	2.32	2.38
Subprime Loans	—	—	—
Refinancing Loans	100%	46.27%	44.54%
Principal Dwellings	100%	92.54%	87.43%
Rejected Applications	—	—	2.32%

W.J. BRADLEY MORTGAGE CAPITAL 201 COLUMBINE STREET, SUITE 300DENVER, 80206-4744